- Automobile Accident
- Automobile Accident, Featured Cases
- Automobile Accident
- Automobile Accident, Dram Shop
- Automobile Accident
- Automobile Accident
- Automobile Accident
Key Takeaways
- In South Carolina, most car crash claims must be filed within three years of the crash. Wrongful death claims must be filed within three years of the date of death.
- You may still be eligible for compensation even if you share some blame, as long as you are not more than 50% at fault. However, your award will be reduced by your share of fault.
- South Carolina only requires 25,000/50,000/$25,000 in liability coverage, plus matching uninsured motorist coverage. Serious injuries often cost more, so having every available policy matters.
- More than one party can be at fault, including an employer, a bar that overserved a driver, a parts manufacturer, or a government agency.
- Photos, police reports, medical records, and witness details gathered early on carry the most weight. The Hughey Law Firm handles car crash cases on a contingency fee basis, so you pay no attorney fees unless the firm recovers compensation for you.
South Carolina Car Crash Guide
Why Contact Our South Carolina Car Accident Lawyers?
Attorney Nathan Hughey founded the Hughey Law Firm in 2007 with the belief that if someone was injured in any South Carolina car accident and they didn’t cause the crash, they shouldn’t have to pay for the treatments and therapy needed to recover.
Since then, he and his injury law firm have recovered more than $300 million for their clients, including settlements and judgments of:
Past results do not guarantee future outcomes. Each case is unique and depends on its own facts and circumstances.
Types of Car Accidents in South Carolina
According to the South Carolina Department of Public Safety, a traffic collision takes place in the state every 3.6 minutes, a collision involving injuries every 15.2 minutes, and a fatal collision every 9 hours. The department’s 2022 report counted 1,093 traffic deaths and 50,172 injuries statewide.
T-bone car accidents occur when the front of one vehicle strikes the side of another. Also known as broadside accidents or side-impact collisions, T-bone collisions generally occur in an intersection when one driver has failed to yield the right-of-way to another driver. These types of crashes in South Carolina can result in severe injury, with the highest risk of injury posed to individuals sitting on the side of the vehicle that is struck. T-bone crashes are particularly dangerous when there is a large size discrepancy between the vehicles involved in the collision. For example, the severity of a broadside crash is likely to be much greater if the crash involves a small passenger car being struck broadside by a commercial truck rather than two similarly-sized vehicles colliding. For more on these crashes, see our truck accident lawyers page
Rear-end collisions are one of the most common types of two-car accidents and involve the front of one vehicle making contact with the rear of another. Following too closely, also known as tailgating, is the most common reason for this type of accident. Vehicles require a certain distance to come to a safe stop. If a driver is following another vehicle too closely, they may not have enough time to notice the lead vehicle suddenly braking or enough distance to bring the car to a safe stop before a collision occurs.
When only one vehicle is involved in an accident, it is referred to as a single-car accident. This term can be misleading, because crashes in which a vehicle strikes a pedestrian or bicyclist are also called single-car accidents. These crashes can occur when a vehicle strikes an object, such as a person, bicycle, parked car, or tree, or can involve the vehicle leaving the roadway due to driver impairment, fatigue, or an attempt to avoid a collision with another vehicle.
What Causes Car Accidents in South Carolina?
Impaired driving: Drunk driving crashes result in the deaths of more than 10,000 people each year in the U.S. Contrary to popular belief, alcohol impairment doesn’t begin when the person reaches the legal limit of 0.08 blood alcohol concentration. Instead, it begins with the first drink, and the impacts on a person’s ability to safely operate a motor vehicle become more pronounced as impairment increases.
Driver fatigue: Drowsy driving is linked to hundreds of deaths and thousands of injuries each year. The most common cause of driver fatigue is insufficient rest, and those at the highest risk of causing an accident due to fatigue are night shift workers and long-haul truck drivers who are often working during their body’s natural sleep cycle. Sleep apnea, a breathing condition in which breathing temporarily pauses several times during sleep, is also a frequent cause of fatigued driving.
Distracted driving: Driving distractions are anything that pulls the driver’s attention away from the safe operation of their motor vehicle. The CDC describes three categories of distraction: manual, which is anything that causes the driver to take their hands from the wheel; visual, which is anything that draws the driver’s eyes from the task of scanning the roadway; and cognitive, which is anything that takes the driver’s mind and focus away from driving.
Speeding: Driving too fast for the conditions is also a common cause of car accidents. Speeding not only reduces the amount of time a driver has to perceive and respond to a roadway hazard but also requires additional distance for the vehicle to stop after the driver has engaged the brakes. Speeding also increases the force and severity of the collision and causes the vehicle’s protective features, including airbags and seat belts, to work less effectively.
Unfamiliarity with the roadway: Unfamiliarity with South Carolina traffic laws and the roadway can result in a driver making careless errors such as darting across several travel lanes to make a rapidly approaching exit or performing a U-turn in an unauthorized location. It can also lead to wrong-way crashes if a driver fails to see one-way road signs.
Road rage/aggressive driving: Often used interchangeably, the terms road rage and aggressive driving actually refer to two different, and dangerous, driving practices. Aggressive driving often occurs in heavy traffic congestion and can include driving behaviors such as speeding, tailgating, improper lane changes, and red light running. Road rage involves attempting to punish another driver by yelling, honking, deliberately tailgating, or refusing to let a driver pass.
Failure to yield: Failure to yield the right-of-way is often a driver error that takes place at an intersection by running a red light or stop sign, and is another major cause of car accidents in South Carolina and the rest of the nation. Other failure-to-yield accidents occur when an individual pulls out of a private driveway or parking lot without ensuring that there is a sufficient gap in traffic in which to do so.
Common Injuries After a South Carolina Car Crash
Sudden impact strains the neck, back, and shoulders. Pain often builds over several days.
Arms, ribs, hips, and legs can fracture on impact with the dashboard, door, or steering wheel. Many fractures need surgery and months of rehabilitation.
Rapid movement can injure the brain even without a direct blow. Headaches, confusion, and memory problems are warning signs.
These range from herniated discs to paralysis. Severe cases fall under our catastrophic injury practice.
Bleeding and organ damage may not show outward signs at first.
Anxiety, sleep problems, PTSD, and fear of driving are common after a serious crash.
Adrenaline can hide pain at the scene, so get checked the same day. Medical records created right away link your injuries to the crash and support every part of your claim.
What to Do After a Car Accident in South Carolina
Call 911 and report the crash. Ask for police and medical help. South Carolina law requires drivers to notify police right away when a crash causes injury or death. If officers do not investigate and the crash caused injury, death, or $1,000 or more in property damage, you must file a written report (Form FR-309) with the SCDMV within 15 days.
Get checked by a doctor the same day. Gaps in treatment give insurers a reason to dispute how serious your injuries are.
Photograph everything. Capture the vehicles, license plates, skid marks, traffic signals, road conditions, and your injuries before anything is moved.
Exchange information. Collect the other driver’s name, contact details, driver’s license number, insurance company, policy number, and vehicle registration. Get contact details for any witnesses.
Say little to insurers. Notify your own insurer, but do not give a recorded statement or accept a payment from the other driver’s insurer before you speak with an attorney.
Save your records. Keep medical bills, repair estimates, and proof of missed work. Avoid posting about the crash on social media.
Contact Hughey Law Firm. Early help preserves evidence, such as surveillance video and vehicle data, before it is overwritten. See our after-accident checklist for a complete reference.
You can call (843) 881-8644 or complete our contact form to schedule a free consultation and connect with our team.
Car Accident Claims in South Carolina
- The police report and any citations issued
- Photos and video of the scene, vehicles, and injuries
- Witness statements and contact details
- Medical records and bills tied to the crash
- Vehicle data, repair estimates, and nearby surveillance footage
In South Carolina, car accident victims generally have three years after the injury occurs to file a car accident lawsuit under S.C. Code § 15-3-530. If you miss this deadline, you may not recover the money you deserve. To avoid missing any critical deadlines, it is important to contact an experienced attorney at our firm immediately. Even if you believe you’ve missed the deadline, there are exceptions you may not know about. Let us work on your injury case and help you explore all your legal options.
- Medical expenses.
- Future medical expenses and rehabilitation costs.
- Loss of wages due to being too injured to work or forced to miss work to attend injury-related medical appointments.
- Loss of future earning capacity, if the injury results in a permanent disability and the injured person cannot do the same work as before the accident.
- Property damage, such as the cost of repairing or replacing the injured person’s vehicle.
- Physical pain and suffering.
- Loss of companionship or consortium, which is collected on behalf of the injured person’s spouse due to loss of physical intimacy or companionship caused by the severity of the victim’s injuries.
- Mental or emotional distress.
- In some cases in which the defendant’s carelessness or recklessness was particularly egregious, your attorney may also seek to recover punitive damages that are not related to the injuries you suffered but are instead designed to punish the at-fault driver for their behavior.
- Inconvenience.
Who Can Be Held Liable for a South Carolina Car Crash?
Other drivers
The driver’s employer
Alcohol sellers
Parts makers and distributors
Government entities
An agency responsible for maintaining a roadway can be liable when an unmarked defect caused the crash. These claims fall under the South Carolina Tort Claims Act, which has its own procedures and damage limits.
South Carolina Laws That Affect Your Car Crash Claim
South Carolina follows a modified comparative negligence rule, set by the state Supreme Court in Nelson v. Concrete Supply Co. You cannot recover if you are found more than 50% at fault, meaning your negligence is greater than the other driver’s. If you are 50% or less at fault, your award is reduced by your percentage. For example, if a jury finds you 20% at fault and awards $100,000, you receive $80,000. Insurers often argue that you share the blame, so strong evidence of who did what is essential.
South Carolina requires every auto policy to carry at least $25,000 in bodily injury coverage per person, $50,000 per crash, and $25,000 in property damage, plus uninsured motorist coverage at the same limits, according to the South Carolina Department of Insurance. The state is fault-based and does not require personal injury protection (PIP), so injured drivers usually claim against the at-fault driver’s policy. Medical payments and underinsured motorist coverage are optional add-ons that can help. Because minimum limits rarely cover a serious injury, finding every policy is critical, including your own. See our page on claims against your own insurance for more.
Not wearing a seat belt is a traffic violation. Under S.C. Code § 56-5-6540(C), however, a seat belt violation is not negligence per se or contributory negligence and is not admissible as evidence in a civil action. In most cases, the other driver’s insurer cannot use it to reduce your recovery.
Effective January 1, 2026, South Carolina’s Act 42 (H. 3430) reformed the state’s joint and several liability rules and changed requirements for businesses that serve alcohol. These changes can affect how damages are divided and collected when more than one party is at fault, and they may apply differently depending on your crash date. An attorney can explain how the current law applies to your case.
Wrongful Death Claims After a Car Accident in South Carolina
In South Carolina, wrongful death lawsuits can be filed by an administrator or executor of the decedent’s estate on behalf of the family members. As with car accident lawsuits, wrongful death claims hinge on the ability to prove liability and you must pay close attention to the statute of limitations for wrongful death in South Carolina. Generally, you must file a wrongful death lawsuit within three years after the date of death.
- Medical expenses incurred during treatment of the deceased’s final injuries.
- Funeral and burial expenses.
- Loss of income.
- Loss of care and affection.
- Emotional distress experienced by the family members due to the deceased’s unexpected death.
Hughey Law Firm can help you and your loved ones through this difficult time. We will work with you to explore your legal options, offering compassionate guidance throughout the legal process. To learn more, visit our wrongful death practice page.
- Establishing the full value of your case, including future costs
- Determining all sources of liability and insurance resources
- Collecting evidence and deposing witnesses
- Negotiating with the liable party’s insurance company and explaining the pros and cons of any offer
- Filing paperwork on time in the proper court
- Attending pre-trial conferences and hearings
- Presenting your case in court and continuing to represent you if the defendant appeals
- Assisting you in collecting your settlement or award
Let the Hughey Law Firm’s South Carolina Car Accident Attorneys Help
We represent injured people in Charleston, Columbia, Myrtle Beach, North Charleston, and throughout South Carolina. Learn more about our South Carolina personal injury lawyers.
For a free case evaluation, contact us online or call (843) 881-8644.
Related Practice Areas
Frequently Asked Questions About South Carolina Car Accident Lawyers
What if my injuries appear days after the crash?
Tell your doctor the symptoms began after the crash and keep a record of the dates. Delayed pain is common with whiplash and concussions, and prompt medical records create the link to the crash.
If you were injured in a car crash, let us provide answers to your legal questions. For a free case evaluation, contact us now.
What if the other driver does not have insurance?
Your own uninsured motorist coverage, which South Carolina requires on every auto policy, may pay for your losses up to its limits. Underinsured motorist coverage, if you purchased it, may fill the gap when the other driver’s limits are too low.
I was offered a quick settlement. Would it be easier to just accept that amount?
It may be easier now, but it is rarely wise. A quick offer seldom accounts for future treatment or lost income, and once you accept, you cannot ask for more.
The liable party offered to pay me not to file a claim with their insurance. Should I accept?
No. You may never receive the money, and it may not cover your expenses. Collect the driver’s information and file your claim through the proper channels.
The liable party in my automobile accident was arrested for drunk driving. Can I still sue?
Yes. A criminal case seeks to punish the driver, while your civil claim seeks compensation. The two proceed separately, and one does not prevent the other.
How long does it take to settle a motor vehicle accident case in South Carolina?
There is no set timeline. Insurers often settle only when a trial looks likely, and some cases settle while the trial is underway.
What is the average car accident settlement?
There is no average. Value depends on the liable party’s insurance coverage, your age and health before the crash, the severity of your injuries and treatment, and how much work you miss.
If I hire an attorney, does that mean my case is going to court?
Usually not. According to the American Bar Association, most injury cases settle before a verdict, and many settle before trial begins. Your attorney should be ready for both negotiation and trial.
Do I need an attorney to seek compensation in my case?
Yes, especially after a serious injury. A South Carolina car accident attorney can value your claim, find all insurance coverage, gather evidence, negotiate, and file suit on time.
My spouse, parent, or child was killed in a car crash. Is there compensation available for me?
Possibly. An estate’s executor or administrator can file a wrongful death lawsuit for the family, generally within three years of the date of death.
I was partially responsible for my car crash. Does this prevent me from filing a claim?
Not necessarily. If you are 50% or less at fault, you can recover compensation reduced by your percentage of fault. If you are found more than 50% at fault, you cannot recover.
Can there be more than one source of liability in my motor vehicle accident?
Yes. Other drivers, an employer, a bar that overserved a driver, a parts maker, or a government agency may share fault.
How do I prove that someone else was liable for my car accident injuries?
You must show the other party owed you a duty of care, breached it (for example, by speeding), and caused your injuries and expenses. Police reports, photos, witness statements, and medical records are the usual proof.