Should I accept a settlement offer from an insurance company?

In general, never accept an insurance company’s initial settlement offer without consulting a car accident lawyer first, especially if you’ve suffered severe injuries or considerable damages and are still receiving medical treatment. Insurance companies are trying to protect their bottom line and their client’s best interest, which is why they typically first offer accident victims low-ball settlements. Having a seasoned auto accident attorney on your side can help you avoid accepting compensation that is far less than what you deserve or need to recover.