How Can I Recover Damages After a Charleston DUI Accident?

South Carolina is a tort liability state, which means that insurance companies assign fault when a car accident occurs. When one of the drivers in an accident gets a DUI, they have a higher chance of being held liable. Your first step in recovering damages is to file an insurance claim with your carrier, who will seek reimbursement from the at-fault driver’s carrier. In severe accidents, it’s not uncommon for medical expenses, lost wages, and other losses to exceed policy limits. In these cases, you will need to file a personal injury suit against the at-fault driver with the help of a qualified attorney. If a court rules in your favor, you have a good chance of recovering losses not covered by insurance.