You Have the Law On Your Side.In South Carolina, a life insurance policy, like any insurance policy, “has to be liberally construed in favor of coverage.” Torrington Co. v. Aetna Cas. and Sur. Co., 264 S.C. 636, 216 S.E.2d 547 (1975). If your claim was denied or canceled, here are some of the legal options we can pursue on your behalf:
- We may elect to treat the policy as still in force, and let the test of the validity of the cancellation or repudiation await until the policy is payable and sued on.
- We may sue in equity to set aside the cancellation, and to have the policy declared to be valid and in force.
- We may maintain an action at law to recover damages for the wrongful cancellation or repudiation.