What information should I gather for my first meeting with a lawyer?
For your initial consultation, it is helpful to bring any documents you have related to the accident. This includes the police report, photos or videos of the scene and your injuries, medical records and bills you have received so far, and any correspondence you’ve had with insurance companies.
Should I talk to the other driver’s insurance company?
It is generally not advisable to speak with the other party’s insurance adjuster without first consulting an attorney. They may try to get you to admit partial fault or say something that damages your claim. It is best to politely decline to give a statement and direct them to your lawyer.
What happens if the other driver was uninsured or underinsured?
If the at-fault driver has no insurance or not enough to cover your damages, you may still be able to recover compensation through your own insurance policy’s Uninsured/Underinsured Motorist (UM/UIM) coverage. An attorney can help you file this type of claim, which can sometimes be just as complex as dealing with the other driver’s insurer.