In some cases, the negligent party’s insurance company pays a wrongful death settlement. That may be an auto insurance or medical malpractice insurance provider. In other cases, a business may be financially responsible. However, each case is different.
And if the negligent party doesn’t have insurance, it doesn’t mean that they can’t be held responsible. For example, an uninsured driver may still be held liable for any fatal injuries that they caused due to their negligent driving.