In most cases, the doctrine of respondeat superior makes an employer vicariously responsible for the actions of employees. However, Uber’s classification of drivers as independent contractors shields it from a large portion of the liability for the actions of its drivers. However, in California, Massachusetts, and other states, this classification faces challenges. Generally, if your driver causes an accident while you are on an Uber ride, or the Uber driver causes an accident with your vehicle, the driver is likely the source of liability, and the insurance provided by the driver’s personal policy or Uber’s driver policy is the source of compensation.