No. The notion that clients lose control over settlements is a myth that those who do not understand the role of an attorney in the personal injury claims process may perpetuate. Sometimes, corporate lawyers for insurance companies will tell you that to get you to forego a lawyer.
The fact is, the role of a personal injury lawyer is one of a fiduciary. This means they must act in the best interest of their clients at all times.
Anytime the insurance company makes a settlement offer, your attorney must present it to you whether they agree with the amount or not. They can advise you of the pros and cons of accepting an offer, but ultimately, the decision to accept a settlement offer or challenge it remains in your control at all times.