How are South Carolina dog bite claims paid?

Generally, the dog owner’s homeowner’s or renter’s insurance policy pays dog bite claims. Most homeowner’s or renter’s insurance policies will provide coverage for dog bite injuries, and most of these policies have limits between $100,000 to $300,000. If the expenses exceed that amount, the homeowner must cover the remainder. However, some insurers will not provide coverage for certain breeds of dogs, including pit bull breeds, and some insurers even make their insured parties sign waivers regarding dog bite liability to limit potential losses. Liability claims resulting from dog bites and dog-related injuries cost insurers around $797 million each year.