live chat
 Hughey Injury Lawyers Claims Against Your Own Insurance Lawyers Charleston

Claims Against Your Own Insurance EXPERIENCE. INTEGRITY. RESULTS.

Awards & Accolades
  • AV
    Attorney Nathan Hughey is rated AV Preeminent® rated by Martindale-Hubbell®. Mr. Hughey’s peers rank him at the highest level of professional excellence.
  • Client distriction award 2013
    Attorney Nathan Hughey has been awarded the Martinedale-Hubble* Client Distinction Award, which is given to less than 4% of the 900,000+ attorneys listed on and
  • top rated lawyers
    Attorney Nathan Hughey has been selected by Top Rated Lawyers as a top attorney in the area of Transportation Law.
  • trial lawyers
    Attorney Nathan Hughey has been awarded recognition as a National Trial Lawyers Association Top 100 Trial Lawyer.
  • million dollar advocates forum
    Attorney Nathan Hughey has been awarded membership to the Million Dollar Advocates Forum, based on the recoveries he has obtained for clients which exceed
    $1 Million each.

Claims Against Your Own Insurance

You're Not Always In Such Good Hands with Your Insurance Company

People want to believe their insurance company will take care of them when it comes time to file a claim. The truth is, though, when you file against your homeowner's policy, underinsured motorist policy (UIM), or uninsured motorist policy (UM) your insurance company will treat you like every other claimant. They will try often try to deny or minimize your claim. Their bottom line suddenly becomes more important than treating you like a good neighbor.

Your insurance company owes you a duty of good faith in handling your claim. If they fail to negotiate in good faith, we can sue not only for the underlying claim, but for bad faith and punitive damages.

Free Consultation - Many Cases Handled on Contingency*

The Hughey Law Firm has experience filing claims for clients seeking money damages for coverage disputes and claim denials with their own insurance companies. We aggressively represent people in all types of insurance claims, including:

  • Uninsured motorist claims
  • Underinsured motorist claims
  • Property damage claims
  • Homeowner's and renters insurance claims
  • Denied claims, appeals
  • Bad faith insurance practices
  • Life insurance claims
  • Refused coverage.
Denied Life Insurance Claim? You Have the Law On Your Side.

In South Carolina, a life insurance policy, like any insurance policy, "has to be liberally construed in favor of coverage." Torrington Co. v. Aetna Cas. and Sur. Co., 264 S.C. 636, 216 S.E.2d 547 (1975). If your claim was denied or canceled, here are some of the legal options we can pursue on your behalf:

  • We may elect to treat the policy as still in force, and let the test of the validity of the cancellation or repudiation await until the policy is payable and sued on.
  • We may sue in equity to set aside the cancellation, and to have the policy declared to be valid and in force.
  • We may maintain an action at law to recover damages for the wrongful cancellation or repudiation.
Why Was Your Valid Claim Denied?

It's important to remember that the law is almost always construed in favor of the policy. The insurance adjustor will find every technicality to show that your claim was inflated or that the policy did not cover your specific circumstances. Some companies practice in bad faith, denying or delaying claims, hoping you give up. Just because it's your own policy doesn't mean you don't need an aggressive fighter on your side.

Can You File Against More Than One Policy?

Yes, you can often stack coverage to file for money damages against another party's policy, as well as your own. This is often the case when you suffered injuries or financial losses by a criminal act. We look for every available money option for our clients.

Our Insurance Claims Experience:

Attorney Nathan Hughey is a former insurance defense attorney. We know the strategies insurance companies use to deny claims and we fight back aggressively with creative, effective strategies.

Contact us to discuss the circumstances of your claim against your own insurance company. We offer a free consultation and handle many cases on contingency of recovering damages, and you owe no fees or costs unless we recover.

*Fees are calculated before expenses. We will discuss our fee policies when we meet. From our offices in Mt. Pleasant, we represent clients throughout the Charleston metro region and communities throughout South Carolina.

Read More

Areas of Law We Practice


Auto Accidents

If you have been injured in an auto accident, give Hughey Injury Lawyers a call today and find out what your claim is worth and how to fight for compensation.

Read More

Personal Injury

Do not let a personal injury fall by the wayside due to improper representation. Our lawyers will fight for fair compensation so you can move on with your life.

Read More

Workers' Compensation

Being injured at work can seriously affect you and your family. If this has happened to you, let Hughey Injury Lawyers fight for workers compensation today.

Read More

Maritime Law

Please do not let an injury at port or seas take the legs out from underneath you. Our firm handles all areas of admiralty law and protection for seamen.

Read More

Nursing Home Injuries

Hughey Injury Lawyers fights for the elderly who have been injured or mistreated in our state's nursing homes. Protect our elder and do what is right.

Read More

Medical Malpractice

Doctors and physicians are not always right. If you have been injured due to the malpractice of a physician, call Hughey Injury Lawyers today.

Read More

Civil and Business Litigation

If you own a business, you understand the importance of handling disputes in a timely and professional manner. Protect yourself and your business.

Read More

Contact Hughey Law Firm

Call 843-881-8644 or toll-free 1-877-811-8644 or fill out the form below. Back to Top

If you are seeking legal assistance,
please fill out this form.

If you are an Attorney looking to partner on a case,
please fill out this form.